LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,386
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$771/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,576/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,130
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,857
−HK$738/mo
Today · 4.125%
HK$28,595
baseline
▲ 0.50% · 4.625%
HK$30,103
+HK$1,508/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,190/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,264
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$925/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,991
+HK$1,892/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,555
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,429
−HK$885/mo
Today · 4.125%
HK$34,314
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,628/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$1,079/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$2,207/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,000
−HK$1,033/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,111/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,895
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,261
−HK$1,387/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,486
+HK$2,838/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,833
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,143
−HK$1,328/mo
Today · 4.125%
HK$51,471
baseline
▲ 0.50% · 4.625%
HK$54,185
+HK$2,714/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$102,942/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,046 · Scale 2, in force from 26 Feb 2026)