LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,388
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$771/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,577/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,131
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,859
−HK$738/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,507/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,265
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,175
−HK$925/mo
Today · 4.125%
HK$31,100
baseline
▲ 0.50% · 4.625%
HK$32,993
+HK$1,893/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,200/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,557
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$886/mo
Today · 4.125%
HK$34,316
baseline
▲ 0.50% · 4.625%
HK$36,125
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,632/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,143
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$1,079/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$2,207/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,002
−HK$1,033/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,146
+HK$2,111/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,898
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,263
−HK$1,387/mo
Today · 4.125%
HK$46,650
baseline
▲ 0.50% · 4.625%
HK$49,489
+HK$2,839/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,300/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,836
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,145
−HK$1,329/mo
Today · 4.125%
HK$51,474
baseline
▲ 0.50% · 4.625%
HK$54,187
+HK$2,713/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$102,948/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,066 · Scale 2, in force from 26 Feb 2026)