LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,389
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,148
−HK$771/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,496
+HK$1,577/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$738/mo
Today · 4.125%
HK$28,599
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,507/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,198/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$925/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,892/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,433
−HK$886/mo
Today · 4.125%
HK$34,319
baseline
▲ 0.50% · 4.625%
HK$36,128
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,638/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,145
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,207
−HK$1,079/mo
Today · 4.125%
HK$36,286
baseline
▲ 0.50% · 4.625%
HK$38,494
+HK$2,208/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,572/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,986
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,034/mo
Today · 4.125%
HK$40,039
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,110/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,078/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,901
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,267
−HK$1,387/mo
Today · 4.125%
HK$46,654
baseline
▲ 0.50% · 4.625%
HK$49,493
+HK$2,839/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,308/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,840
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,149
−HK$1,329/mo
Today · 4.125%
HK$51,478
baseline
▲ 0.50% · 4.625%
HK$54,192
+HK$2,714/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$102,956/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,098 · Scale 2, in force from 26 Feb 2026)