LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,392
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$771/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,577/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,864
−HK$738/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,110
+HK$1,508/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,271
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,181
−HK$925/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,999
+HK$1,893/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,563
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,437
−HK$886/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,132
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$1,079/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$2,209/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,990
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,034/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,111/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,906
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,272
−HK$1,387/mo
Today · 4.125%
HK$46,659
baseline
▲ 0.50% · 4.625%
HK$49,498
+HK$2,839/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,318/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,845
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,155
−HK$1,329/mo
Today · 4.125%
HK$51,484
baseline
▲ 0.50% · 4.625%
HK$54,198
+HK$2,714/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$102,968/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,142 · Scale 2, in force from 26 Feb 2026)