LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,396
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,155
−HK$771/mo
Today · 4.125%
HK$25,926
baseline
▲ 0.50% · 4.625%
HK$27,503
+HK$1,577/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,852/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,140
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,868
−HK$738/mo
Today · 4.125%
HK$28,606
baseline
▲ 0.50% · 4.625%
HK$30,114
+HK$1,508/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,212/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$926/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,893/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,568
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$887/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,137
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,154
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$1,080/mo
Today · 4.125%
HK$36,296
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,208/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,592/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,034/mo
Today · 4.125%
HK$40,049
baseline
▲ 0.50% · 4.625%
HK$42,160
+HK$2,111/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,098/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,912
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,278
−HK$1,388/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,505
+HK$2,839/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,852
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,162
−HK$1,329/mo
Today · 4.125%
HK$51,491
baseline
▲ 0.50% · 4.625%
HK$54,205
+HK$2,714/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$102,982/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,200 · Scale 2, in force from 26 Feb 2026)