LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,405
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,164
−HK$771/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,579/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$738/mo
Today · 4.125%
HK$28,617
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,509/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,234/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$926/mo
Today · 4.125%
HK$31,123
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,893/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,246/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$887/mo
Today · 4.125%
HK$34,341
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$1,810/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,682/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,167
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,230
−HK$1,080/mo
Today · 4.125%
HK$36,310
baseline
▲ 0.50% · 4.625%
HK$38,519
+HK$2,209/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,620/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,011
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,030
−HK$1,034/mo
Today · 4.125%
HK$40,064
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,112/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,128/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,929
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,388/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,524
+HK$2,840/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,871
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,181
−HK$1,330/mo
Today · 4.125%
HK$51,511
baseline
▲ 0.50% · 4.625%
HK$54,226
+HK$2,715/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$103,022/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,355 · Scale 2, in force from 26 Feb 2026)