LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,405
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$771/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,578/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$739/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,508/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,198
−HK$925/mo
Today · 4.125%
HK$31,123
baseline
▲ 0.50% · 4.625%
HK$33,017
+HK$1,894/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,246/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,581
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,455
−HK$886/mo
Today · 4.125%
HK$34,341
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$1,810/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,682/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,168
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,230
−HK$1,080/mo
Today · 4.125%
HK$36,310
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$2,210/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,620/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,011
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,031
−HK$1,034/mo
Today · 4.125%
HK$40,065
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,112/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,130/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,930
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,389/mo
Today · 4.125%
HK$46,685
baseline
▲ 0.50% · 4.625%
HK$49,525
+HK$2,840/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,370/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,872
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,182
−HK$1,330/mo
Today · 4.125%
HK$51,512
baseline
▲ 0.50% · 4.625%
HK$54,227
+HK$2,715/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$103,024/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,361 · Scale 2, in force from 26 Feb 2026)