LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,406
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$771/mo
Today · 4.125%
HK$25,937
baseline
▲ 0.50% · 4.625%
HK$27,515
+HK$1,578/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,874/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,152
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$739/mo
Today · 4.125%
HK$28,619
baseline
▲ 0.50% · 4.625%
HK$30,127
+HK$1,508/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,238/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,288
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$925/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,894/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$887/mo
Today · 4.125%
HK$34,343
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$1,810/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,686/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,034/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,178
+HK$2,112/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,932
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,298
−HK$1,388/mo
Today · 4.125%
HK$46,686
baseline
▲ 0.50% · 4.625%
HK$49,527
+HK$2,841/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$93,372/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,873
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,184
−HK$1,330/mo
Today · 4.125%
HK$51,514
baseline
▲ 0.50% · 4.625%
HK$54,229
+HK$2,715/mo
Deposit HK$1.07M · loan HK$9.63M · min. income ≈ HK$103,028/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,377 · Scale 2, in force from 26 Feb 2026)