LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,417
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$772/mo
Today · 4.125%
HK$25,949
baseline
▲ 0.50% · 4.625%
HK$27,528
+HK$1,579/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,898/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,893
−HK$739/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,509/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,895/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,597
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$887/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$1,811/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,184
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$1,080/mo
Today · 4.125%
HK$36,328
baseline
▲ 0.50% · 4.625%
HK$38,539
+HK$2,211/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$72,656/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,030
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,050
−HK$1,034/mo
Today · 4.125%
HK$40,084
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,113/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$80,168/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,951
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,319
−HK$1,389/mo
Today · 4.125%
HK$46,708
baseline
▲ 0.50% · 4.625%
HK$49,550
+HK$2,842/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$93,416/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,895
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,207
−HK$1,330/mo
Today · 4.125%
HK$51,537
baseline
▲ 0.50% · 4.625%
HK$54,254
+HK$2,717/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$103,074/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,558 · Scale 2, in force from 26 Feb 2026)