LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,424
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$772/mo
Today · 4.125%
HK$25,956
baseline
▲ 0.50% · 4.625%
HK$27,535
+HK$1,579/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,912/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$740/mo
Today · 4.125%
HK$28,640
baseline
▲ 0.50% · 4.625%
HK$30,149
+HK$1,509/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,280/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,895/mo
Deposit HK$4.28M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$888/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,811/mo
Deposit HK$4.28M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$1,081/mo
Today · 4.125%
HK$36,338
baseline
▲ 0.50% · 4.625%
HK$38,549
+HK$2,211/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$72,676/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,060
−HK$1,035/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,209
+HK$2,114/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,963
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,331
−HK$1,389/mo
Today · 4.125%
HK$46,720
baseline
▲ 0.50% · 4.625%
HK$49,563
+HK$2,843/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$93,440/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,909
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,221
−HK$1,330/mo
Today · 4.125%
HK$51,551
baseline
▲ 0.50% · 4.625%
HK$54,269
+HK$2,718/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$103,102/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,668 · Scale 2, in force from 26 Feb 2026)