LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,428
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,188
−HK$772/mo
Today · 4.125%
HK$25,960
baseline
▲ 0.50% · 4.625%
HK$27,540
+HK$1,580/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,920/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,176
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$740/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,510/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,314
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$926/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$33,048
+HK$1,896/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,612
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,486
−HK$888/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$1,811/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,200
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,264
−HK$1,080/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$2,212/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,047
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,036/mo
Today · 4.125%
HK$40,103
baseline
▲ 0.50% · 4.625%
HK$42,216
+HK$2,113/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$80,206/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,971
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,339
−HK$1,390/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,572
+HK$2,843/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,918
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,229
−HK$1,331/mo
Today · 4.125%
HK$51,560
baseline
▲ 0.50% · 4.625%
HK$54,278
+HK$2,718/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$103,120/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,739 · Scale 2, in force from 26 Feb 2026)