LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,430
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$772/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,541
+HK$1,579/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,907
−HK$739/mo
Today · 4.125%
HK$28,646
baseline
▲ 0.50% · 4.625%
HK$30,156
+HK$1,510/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,292/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$926/mo
Today · 4.125%
HK$31,154
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,896/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,308/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,613
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,488
−HK$887/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,187
+HK$1,812/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,202
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,266
−HK$1,080/mo
Today · 4.125%
HK$36,346
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$2,212/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$72,692/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,049
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,069
−HK$1,036/mo
Today · 4.125%
HK$40,105
baseline
▲ 0.50% · 4.625%
HK$42,219
+HK$2,114/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$80,210/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,974
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,341
−HK$1,390/mo
Today · 4.125%
HK$46,731
baseline
▲ 0.50% · 4.625%
HK$49,575
+HK$2,844/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$93,462/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,920
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,232
−HK$1,331/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,281
+HK$2,718/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,761 · Scale 2, in force from 26 Feb 2026)