LTV · monthly repayment
▼ 0.50% · 3.625%
HK$244,315
−HK$15,321/mo
▼ 0.25% · 3.875%
HK$251,914
−HK$7,722/mo
Today · 4.125%
HK$259,636
baseline
▲ 0.50% · 4.625%
HK$275,434
+HK$15,798/mo
Deposit HK$53.57M · loan HK$53.57M · min. income ≈ HK$519,272/mo (50% DSR)
Upfront cash ≈ HK$59.96M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,798
−HK$14,684/mo
▼ 0.25% · 3.875%
HK$279,087
−HK$7,395/mo
Today · 4.125%
HK$286,482
baseline
▲ 0.50% · 4.625%
HK$301,583
+HK$15,101/mo
Deposit HK$53.57M · loan HK$53.57M · min. income ≈ HK$572,964/mo (50% DSR)
Upfront cash ≈ HK$59.96M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,178
−HK$18,385/mo
▼ 0.25% · 3.875%
HK$302,297
−HK$9,266/mo
Today · 4.125%
HK$311,563
baseline
▲ 0.50% · 4.625%
HK$330,521
+HK$18,958/mo
Deposit HK$42.86M · loan HK$64.29M · min. income ≈ HK$623,126/mo (50% DSR)
Upfront cash ≈ HK$49.25M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,157
−HK$17,622/mo
▼ 0.25% · 3.875%
HK$334,905
−HK$8,874/mo
Today · 4.125%
HK$343,779
baseline
▲ 0.50% · 4.625%
HK$361,900
+HK$18,121/mo
Deposit HK$42.86M · loan HK$64.29M · min. income ≈ HK$687,558/mo (50% DSR)
Upfront cash ≈ HK$49.25M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,041
−HK$21,449/mo
▼ 0.25% · 3.875%
HK$352,680
−HK$10,810/mo
Today · 4.125%
HK$363,490
baseline
▲ 0.50% · 4.625%
HK$385,607
+HK$22,117/mo
Deposit HK$32.14M · loan HK$75.00M · min. income ≈ HK$726,980/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,517
−HK$20,558/mo
▼ 0.25% · 3.875%
HK$390,722
−HK$10,353/mo
Today · 4.125%
HK$401,075
baseline
▲ 0.50% · 4.625%
HK$422,216
+HK$21,141/mo
Deposit HK$32.14M · loan HK$75.00M · min. income ≈ HK$802,150/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,767
−HK$27,577/mo
▼ 0.25% · 3.875%
HK$453,446
−HK$13,898/mo
Today · 4.125%
HK$467,344
baseline
▲ 0.50% · 4.625%
HK$495,781
+HK$28,437/mo
Deposit HK$10.71M · loan HK$96.43M · min. income ≈ HK$934,688/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$489,236
−HK$26,432/mo
▼ 0.25% · 3.875%
HK$502,357
−HK$13,311/mo
Today · 4.125%
HK$515,668
baseline
▲ 0.50% · 4.625%
HK$542,850
+HK$27,182/mo
Deposit HK$10.71M · loan HK$96.43M · min. income ≈ HK$1,031,336/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$6,393,080 · Scale 2, in force from 26 Feb 2026)