LTV · monthly repayment
▼ 0.50% · 3.625%
HK$244,355
−HK$15,323/mo
▼ 0.25% · 3.875%
HK$251,956
−HK$7,722/mo
Today · 4.125%
HK$259,678
baseline
▲ 0.50% · 4.625%
HK$275,479
+HK$15,801/mo
Deposit HK$53.58M · loan HK$53.58M · min. income ≈ HK$519,356/mo (50% DSR)
Upfront cash ≈ HK$59.98M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,843
−HK$14,687/mo
▼ 0.25% · 3.875%
HK$279,133
−HK$7,397/mo
Today · 4.125%
HK$286,530
baseline
▲ 0.50% · 4.625%
HK$301,633
+HK$15,103/mo
Deposit HK$53.58M · loan HK$53.58M · min. income ≈ HK$573,060/mo (50% DSR)
Upfront cash ≈ HK$59.98M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,226
−HK$18,388/mo
▼ 0.25% · 3.875%
HK$302,347
−HK$9,267/mo
Today · 4.125%
HK$311,614
baseline
▲ 0.50% · 4.625%
HK$330,575
+HK$18,961/mo
Deposit HK$42.86M · loan HK$64.30M · min. income ≈ HK$623,228/mo (50% DSR)
Upfront cash ≈ HK$49.26M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,211
−HK$17,624/mo
▼ 0.25% · 3.875%
HK$334,960
−HK$8,875/mo
Today · 4.125%
HK$343,835
baseline
▲ 0.50% · 4.625%
HK$361,959
+HK$18,124/mo
Deposit HK$42.86M · loan HK$64.30M · min. income ≈ HK$687,670/mo (50% DSR)
Upfront cash ≈ HK$49.26M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,097
−HK$21,453/mo
▼ 0.25% · 3.875%
HK$352,738
−HK$10,812/mo
Today · 4.125%
HK$363,550
baseline
▲ 0.50% · 4.625%
HK$385,671
+HK$22,121/mo
Deposit HK$32.15M · loan HK$75.01M · min. income ≈ HK$727,100/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,580
−HK$20,561/mo
▼ 0.25% · 3.875%
HK$390,787
−HK$10,354/mo
Today · 4.125%
HK$401,141
baseline
▲ 0.50% · 4.625%
HK$422,286
+HK$21,145/mo
Deposit HK$32.15M · loan HK$75.01M · min. income ≈ HK$802,282/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,839
−HK$27,582/mo
▼ 0.25% · 3.875%
HK$453,521
−HK$13,900/mo
Today · 4.125%
HK$467,421
baseline
▲ 0.50% · 4.625%
HK$495,863
+HK$28,442/mo
Deposit HK$10.72M · loan HK$96.45M · min. income ≈ HK$934,842/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$489,317
−HK$26,436/mo
▼ 0.25% · 3.875%
HK$502,440
−HK$13,313/mo
Today · 4.125%
HK$515,753
baseline
▲ 0.50% · 4.625%
HK$542,939
+HK$27,186/mo
Deposit HK$10.72M · loan HK$96.45M · min. income ≈ HK$1,031,506/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$6,398,383 · Scale 2, in force from 26 Feb 2026)