LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,437
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$772/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,580/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$739/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,511/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,324
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,236
−HK$927/mo
Today · 4.125%
HK$31,163
baseline
▲ 0.50% · 4.625%
HK$33,059
+HK$1,896/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,326/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,623
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,498
−HK$887/mo
Today · 4.125%
HK$34,385
baseline
▲ 0.50% · 4.625%
HK$36,198
+HK$1,813/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,770/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,276
−HK$1,081/mo
Today · 4.125%
HK$36,357
baseline
▲ 0.50% · 4.625%
HK$38,569
+HK$2,212/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$72,714/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,060
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,081
−HK$1,035/mo
Today · 4.125%
HK$40,116
baseline
▲ 0.50% · 4.625%
HK$42,231
+HK$2,115/mo
Deposit HK$3.21M · loan HK$7.50M · min. income ≈ HK$80,232/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,986
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,354
−HK$1,390/mo
Today · 4.125%
HK$46,744
baseline
▲ 0.50% · 4.625%
HK$49,589
+HK$2,845/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$93,488/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,934
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,247
−HK$1,331/mo
Today · 4.125%
HK$51,578
baseline
▲ 0.50% · 4.625%
HK$54,297
+HK$2,719/mo
Deposit HK$1.07M · loan HK$9.64M · min. income ≈ HK$103,156/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,875 · Scale 2, in force from 26 Feb 2026)