LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,438
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$772/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,581/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$740/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,510/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,325
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,238
−HK$926/mo
Today · 4.125%
HK$31,164
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,897/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,328/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,624
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$888/mo
Today · 4.125%
HK$34,387
baseline
▲ 0.50% · 4.625%
HK$36,199
+HK$1,812/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,774/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,213
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$1,081/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$2,213/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,062
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,082
−HK$1,036/mo
Today · 4.125%
HK$40,118
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,115/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$80,236/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,356
−HK$1,391/mo
Today · 4.125%
HK$46,747
baseline
▲ 0.50% · 4.625%
HK$49,591
+HK$2,844/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$93,494/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,936
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,249
−HK$1,331/mo
Today · 4.125%
HK$51,580
baseline
▲ 0.50% · 4.625%
HK$54,299
+HK$2,719/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$103,160/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,893 · Scale 2, in force from 26 Feb 2026)