LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,442
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,202
−HK$773/mo
Today · 4.125%
HK$25,975
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,580/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,950/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$739/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,171
+HK$1,511/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$927/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,896/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,630
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$887/mo
Today · 4.125%
HK$34,392
baseline
▲ 0.50% · 4.625%
HK$36,205
+HK$1,813/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,784/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,219
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$1,081/mo
Today · 4.125%
HK$36,364
baseline
▲ 0.50% · 4.625%
HK$38,577
+HK$2,213/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$72,728/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,068
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,036/mo
Today · 4.125%
HK$40,125
baseline
▲ 0.50% · 4.625%
HK$42,240
+HK$2,115/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$80,250/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,995
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,390/mo
Today · 4.125%
HK$46,754
baseline
▲ 0.50% · 4.625%
HK$49,599
+HK$2,845/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$93,508/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,332/mo
Today · 4.125%
HK$51,589
baseline
▲ 0.50% · 4.625%
HK$54,308
+HK$2,719/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$103,178/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,960 · Scale 2, in force from 26 Feb 2026)