LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,442
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,202
−HK$773/mo
Today · 4.125%
HK$25,975
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,580/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,950/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,192
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$740/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,172
+HK$1,511/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$927/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,897/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,630
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$888/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,206
+HK$1,813/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,219
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$1,082/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$2,213/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,068
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,036/mo
Today · 4.125%
HK$40,125
baseline
▲ 0.50% · 4.625%
HK$42,240
+HK$2,115/mo
Deposit HK$3.22M · loan HK$7.50M · min. income ≈ HK$80,250/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,996
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,391/mo
Today · 4.125%
HK$46,755
baseline
▲ 0.50% · 4.625%
HK$49,600
+HK$2,845/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$93,510/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,945
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,258
−HK$1,331/mo
Today · 4.125%
HK$51,589
baseline
▲ 0.50% · 4.625%
HK$54,309
+HK$2,720/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$103,178/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,965 · Scale 2, in force from 26 Feb 2026)