LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,449
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$773/mo
Today · 4.125%
HK$25,982
baseline
▲ 0.50% · 4.625%
HK$27,563
+HK$1,581/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,964/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,199
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,929
−HK$740/mo
Today · 4.125%
HK$28,669
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,511/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,338/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,339
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,251
−HK$927/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$33,076
+HK$1,898/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,639
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,514
−HK$888/mo
Today · 4.125%
HK$34,402
baseline
▲ 0.50% · 4.625%
HK$36,216
+HK$1,814/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,804/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$1,082/mo
Today · 4.125%
HK$36,375
baseline
▲ 0.50% · 4.625%
HK$38,588
+HK$2,213/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,750/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,079
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,100
−HK$1,036/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,252
+HK$2,116/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,008
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,377
−HK$1,391/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,613
+HK$2,845/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,958
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,271
−HK$1,333/mo
Today · 4.125%
HK$51,604
baseline
▲ 0.50% · 4.625%
HK$54,324
+HK$2,720/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$103,208/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$402,075 · Scale 2, in force from 26 Feb 2026)