LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,450
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,210
−HK$773/mo
Today · 4.125%
HK$25,983
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,581/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,966/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,200
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,930
−HK$740/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,511/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$928/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,897/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,640
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$888/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$1,813/mo
Deposit HK$4.29M · loan HK$6.43M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,230
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,294
−HK$1,082/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$2,214/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,080
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,101
−HK$1,036/mo
Today · 4.125%
HK$40,137
baseline
▲ 0.50% · 4.625%
HK$42,253
+HK$2,116/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,274/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,010
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,378
−HK$1,391/mo
Today · 4.125%
HK$46,769
baseline
▲ 0.50% · 4.625%
HK$49,615
+HK$2,846/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$93,538/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,960
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,273
−HK$1,332/mo
Today · 4.125%
HK$51,605
baseline
▲ 0.50% · 4.625%
HK$54,326
+HK$2,721/mo
Deposit HK$1.07M · loan HK$9.65M · min. income ≈ HK$103,210/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$402,089 · Scale 2, in force from 26 Feb 2026)