LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,464
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$773/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,580
+HK$1,582/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$740/mo
Today · 4.125%
HK$28,686
baseline
▲ 0.50% · 4.625%
HK$30,198
+HK$1,512/mo
Deposit HK$5.36M · loan HK$5.36M · min. income ≈ HK$57,372/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$927/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,899/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,659
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,535
−HK$888/mo
Today · 4.125%
HK$34,423
baseline
▲ 0.50% · 4.625%
HK$36,238
+HK$1,815/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,846/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,249
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,315
−HK$1,082/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$2,215/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,124
−HK$1,036/mo
Today · 4.125%
HK$40,160
baseline
▲ 0.50% · 4.625%
HK$42,277
+HK$2,117/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,320/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,404
−HK$1,392/mo
Today · 4.125%
HK$46,796
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,848/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,592/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,988
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,302
−HK$1,333/mo
Today · 4.125%
HK$51,635
baseline
▲ 0.50% · 4.625%
HK$54,357
+HK$2,722/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,270/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,320 · Scale 2, in force from 26 Feb 2026)