LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,470
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$774/mo
Today · 4.125%
HK$26,005
baseline
▲ 0.50% · 4.625%
HK$27,587
+HK$1,582/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,010/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,223
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,953
−HK$741/mo
Today · 4.125%
HK$28,694
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,512/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,388/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,278
−HK$928/mo
Today · 4.125%
HK$31,206
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,898/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,412/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,667
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,544
−HK$888/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$1,815/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,258
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$1,083/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,622
+HK$2,215/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,112
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,134
−HK$1,037/mo
Today · 4.125%
HK$40,171
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,118/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,342/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,417
−HK$1,392/mo
Today · 4.125%
HK$46,809
baseline
▲ 0.50% · 4.625%
HK$49,657
+HK$2,848/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,618/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,001
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,334/mo
Today · 4.125%
HK$51,649
baseline
▲ 0.50% · 4.625%
HK$54,371
+HK$2,722/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,298/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,426 · Scale 2, in force from 26 Feb 2026)