LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,472
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,234
−HK$773/mo
Today · 4.125%
HK$26,007
baseline
▲ 0.50% · 4.625%
HK$27,590
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,014/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,225
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,956
−HK$740/mo
Today · 4.125%
HK$28,696
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,392/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,367
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$928/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,899/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,547
−HK$888/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$1,816/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,261
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,327
−HK$1,083/mo
Today · 4.125%
HK$36,410
baseline
▲ 0.50% · 4.625%
HK$38,625
+HK$2,215/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,820/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,115
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,037/mo
Today · 4.125%
HK$40,175
baseline
▲ 0.50% · 4.625%
HK$42,292
+HK$2,117/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,350/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,050
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,421
−HK$1,392/mo
Today · 4.125%
HK$46,813
baseline
▲ 0.50% · 4.625%
HK$49,661
+HK$2,848/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,626/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,006
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,320
−HK$1,333/mo
Today · 4.125%
HK$51,653
baseline
▲ 0.50% · 4.625%
HK$54,376
+HK$2,723/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,306/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,462 · Scale 2, in force from 26 Feb 2026)