LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,475
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$773/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,592
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,228
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,958
−HK$741/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,369
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$928/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,899/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$889/mo
Today · 4.125%
HK$34,439
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$1,815/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,878/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,264
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,083/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,629
+HK$2,216/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,119
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,037/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,296
+HK$2,118/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,054
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,425
−HK$1,392/mo
Today · 4.125%
HK$46,817
baseline
▲ 0.50% · 4.625%
HK$49,666
+HK$2,849/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,634/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,010
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,324
−HK$1,334/mo
Today · 4.125%
HK$51,658
baseline
▲ 0.50% · 4.625%
HK$54,381
+HK$2,723/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,316/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,498 · Scale 2, in force from 26 Feb 2026)