LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,480
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$774/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,598
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,964
−HK$741/mo
Today · 4.125%
HK$28,705
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,410/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$929/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$33,117
+HK$1,899/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$889/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$1,816/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,271
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$1,083/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,637
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,127
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,037/mo
Today · 4.125%
HK$40,186
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$80,372/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,063
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,392/mo
Today · 4.125%
HK$46,826
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,850/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,652/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,334
−HK$1,334/mo
Today · 4.125%
HK$51,668
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$2,724/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,336/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,579 · Scale 2, in force from 26 Feb 2026)