LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,481
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$774/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,966
−HK$741/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,378
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,291
−HK$929/mo
Today · 4.125%
HK$31,220
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,899/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,440/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,682
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$889/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$1,816/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,274
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,340
−HK$1,083/mo
Today · 4.125%
HK$36,423
baseline
▲ 0.50% · 4.625%
HK$38,639
+HK$2,216/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,846/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,129
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,152
−HK$1,037/mo
Today · 4.125%
HK$40,189
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,378/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,066
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,393/mo
Today · 4.125%
HK$46,830
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,849/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,660/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,023
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,338
−HK$1,334/mo
Today · 4.125%
HK$51,672
baseline
▲ 0.50% · 4.625%
HK$54,396
+HK$2,724/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,344/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,609 · Scale 2, in force from 26 Feb 2026)