LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,483
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,245
−HK$773/mo
Today · 4.125%
HK$26,018
baseline
▲ 0.50% · 4.625%
HK$27,601
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,036/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,237
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,968
−HK$741/mo
Today · 4.125%
HK$28,709
baseline
▲ 0.50% · 4.625%
HK$30,222
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,418/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,293
−HK$929/mo
Today · 4.125%
HK$31,222
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,900/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$62,444/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,684
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$889/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,266
+HK$1,816/mo
Deposit HK$4.29M · loan HK$6.44M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,276
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,342
−HK$1,084/mo
Today · 4.125%
HK$36,426
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$2,216/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,852/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,132
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,155
−HK$1,037/mo
Today · 4.125%
HK$40,192
baseline
▲ 0.50% · 4.625%
HK$42,311
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,384/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,069
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,440
−HK$1,393/mo
Today · 4.125%
HK$46,833
baseline
▲ 0.50% · 4.625%
HK$49,683
+HK$2,850/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,666/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,027
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,342
−HK$1,333/mo
Today · 4.125%
HK$51,675
baseline
▲ 0.50% · 4.625%
HK$54,399
+HK$2,724/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,350/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,636 · Scale 2, in force from 26 Feb 2026)