LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,487
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$774/mo
Today · 4.125%
HK$26,022
baseline
▲ 0.50% · 4.625%
HK$27,606
+HK$1,584/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,044/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,972
−HK$741/mo
Today · 4.125%
HK$28,713
baseline
▲ 0.50% · 4.625%
HK$30,226
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,426/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,298
−HK$929/mo
Today · 4.125%
HK$31,227
baseline
▲ 0.50% · 4.625%
HK$33,127
+HK$1,900/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$62,454/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,689
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,566
−HK$890/mo
Today · 4.125%
HK$34,456
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$1,816/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$68,912/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,348
−HK$1,083/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,648
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,138
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,161
−HK$1,037/mo
Today · 4.125%
HK$40,198
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,396/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,076
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,447
−HK$1,393/mo
Today · 4.125%
HK$46,840
baseline
▲ 0.50% · 4.625%
HK$49,690
+HK$2,850/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$93,680/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,034
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,349
−HK$1,334/mo
Today · 4.125%
HK$51,683
baseline
▲ 0.50% · 4.625%
HK$54,408
+HK$2,725/mo
Deposit HK$1.07M · loan HK$9.66M · min. income ≈ HK$103,366/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,697 · Scale 2, in force from 26 Feb 2026)