LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,488
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,250
−HK$774/mo
Today · 4.125%
HK$26,024
baseline
▲ 0.50% · 4.625%
HK$27,607
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,048/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,974
−HK$741/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,228
+HK$1,513/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,386
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,300
−HK$929/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,900/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,691
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,568
−HK$890/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,274
+HK$1,816/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,350
−HK$1,083/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,650
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,140
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,163
−HK$1,038/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,320
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,079
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,450
−HK$1,393/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,850/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,335/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,411
+HK$2,724/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,722 · Scale 2, in force from 26 Feb 2026)