LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,491
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$774/mo
Today · 4.125%
HK$26,026
baseline
▲ 0.50% · 4.625%
HK$27,610
+HK$1,584/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,052/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,976
−HK$741/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,231
+HK$1,514/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$929/mo
Today · 4.125%
HK$31,232
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,900/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$62,464/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$890/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$1,816/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,287
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,353
−HK$1,084/mo
Today · 4.125%
HK$36,437
baseline
▲ 0.50% · 4.625%
HK$38,654
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,874/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,167
−HK$1,037/mo
Today · 4.125%
HK$40,204
baseline
▲ 0.50% · 4.625%
HK$42,324
+HK$2,120/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,408/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,083
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,454
−HK$1,393/mo
Today · 4.125%
HK$46,847
baseline
▲ 0.50% · 4.625%
HK$49,698
+HK$2,851/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,694/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,042
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,357
−HK$1,334/mo
Today · 4.125%
HK$51,691
baseline
▲ 0.50% · 4.625%
HK$54,416
+HK$2,725/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,382/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,760 · Scale 2, in force from 26 Feb 2026)