LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,493
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,254
−HK$775/mo
Today · 4.125%
HK$26,029
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,583/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,058/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,248
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,979
−HK$741/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,234
+HK$1,514/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,391
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$929/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,901/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$890/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$1,817/mo
Deposit HK$4.30M · loan HK$6.44M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$1,084/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,038/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,087
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,458
−HK$1,393/mo
Today · 4.125%
HK$46,851
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,851/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,702/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,361
−HK$1,335/mo
Today · 4.125%
HK$51,696
baseline
▲ 0.50% · 4.625%
HK$54,421
+HK$2,725/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,392/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,794 · Scale 2, in force from 26 Feb 2026)