LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,495
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,257
−HK$774/mo
Today · 4.125%
HK$26,031
baseline
▲ 0.50% · 4.625%
HK$27,615
+HK$1,584/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,062/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,250
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$742/mo
Today · 4.125%
HK$28,723
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,514/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,446/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,394
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$929/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$33,138
+HK$1,901/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,700
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$890/mo
Today · 4.125%
HK$34,467
baseline
▲ 0.50% · 4.625%
HK$36,284
+HK$1,817/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$68,934/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$1,084/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$2,218/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,150
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,174
−HK$1,038/mo
Today · 4.125%
HK$40,212
baseline
▲ 0.50% · 4.625%
HK$42,331
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,424/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,462
−HK$1,394/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,707
+HK$2,851/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,050
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,335/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,426
+HK$2,725/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,831 · Scale 2, in force from 26 Feb 2026)