LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,499
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,261
−HK$774/mo
Today · 4.125%
HK$26,035
baseline
▲ 0.50% · 4.625%
HK$27,620
+HK$1,585/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,070/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,255
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,986
−HK$742/mo
Today · 4.125%
HK$28,728
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,514/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,456/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,313
−HK$929/mo
Today · 4.125%
HK$31,242
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,902/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$62,484/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$890/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,290
+HK$1,817/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,299
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,366
−HK$1,084/mo
Today · 4.125%
HK$36,450
baseline
▲ 0.50% · 4.625%
HK$38,667
+HK$2,217/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,900/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,157
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,039/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,338
+HK$2,119/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,098
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,470
−HK$1,394/mo
Today · 4.125%
HK$46,864
baseline
▲ 0.50% · 4.625%
HK$49,715
+HK$2,851/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,728/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,059
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,375
−HK$1,335/mo
Today · 4.125%
HK$51,710
baseline
▲ 0.50% · 4.625%
HK$54,435
+HK$2,725/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,420/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,901 · Scale 2, in force from 26 Feb 2026)