LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,500
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$774/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,620
+HK$1,584/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,255
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,986
−HK$742/mo
Today · 4.125%
HK$28,728
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,514/mo
Deposit HK$5.37M · loan HK$5.37M · min. income ≈ HK$57,456/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$929/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,901/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,707
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$890/mo
Today · 4.125%
HK$34,474
baseline
▲ 0.50% · 4.625%
HK$36,291
+HK$1,817/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$68,948/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,299
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,366
−HK$1,084/mo
Today · 4.125%
HK$36,450
baseline
▲ 0.50% · 4.625%
HK$38,668
+HK$2,218/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$72,900/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,181
−HK$1,038/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,339
+HK$2,120/mo
Deposit HK$3.22M · loan HK$7.52M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,099
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,471
−HK$1,394/mo
Today · 4.125%
HK$46,865
baseline
▲ 0.50% · 4.625%
HK$49,716
+HK$2,851/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$93,730/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,060
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,376
−HK$1,334/mo
Today · 4.125%
HK$51,710
baseline
▲ 0.50% · 4.625%
HK$54,436
+HK$2,726/mo
Deposit HK$1.07M · loan HK$9.67M · min. income ≈ HK$103,420/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$402,908 · Scale 2, in force from 26 Feb 2026)