LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,513
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,275
−HK$775/mo
Today · 4.125%
HK$26,050
baseline
▲ 0.50% · 4.625%
HK$27,635
+HK$1,585/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$52,100/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,270
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,002
−HK$742/mo
Today · 4.125%
HK$28,744
baseline
▲ 0.50% · 4.625%
HK$30,259
+HK$1,515/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$57,488/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,415
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$930/mo
Today · 4.125%
HK$31,260
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,902/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$62,520/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,602
−HK$890/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,310
+HK$1,818/mo
Deposit HK$4.30M · loan HK$6.45M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$1,085/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$2,219/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,039/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,362
+HK$2,121/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,495
−HK$1,395/mo
Today · 4.125%
HK$46,890
baseline
▲ 0.50% · 4.625%
HK$49,743
+HK$2,853/mo
Deposit HK$1.08M · loan HK$9.68M · min. income ≈ HK$93,780/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,403
−HK$1,335/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,466
+HK$2,728/mo
Deposit HK$1.08M · loan HK$9.68M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,126 · Scale 2, in force from 26 Feb 2026)