LTV · monthly repayment
▼ 0.50% · 3.625%
HK$245,208
−HK$15,377/mo
▼ 0.25% · 3.875%
HK$252,835
−HK$7,750/mo
Today · 4.125%
HK$260,585
baseline
▲ 0.50% · 4.625%
HK$276,440
+HK$15,855/mo
Deposit HK$53.77M · loan HK$53.77M · min. income ≈ HK$521,170/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,791
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$280,107
−HK$7,422/mo
Today · 4.125%
HK$287,529
baseline
▲ 0.50% · 4.625%
HK$302,685
+HK$15,156/mo
Deposit HK$53.77M · loan HK$53.77M · min. income ≈ HK$575,058/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,249
−HK$18,452/mo
▼ 0.25% · 3.875%
HK$303,402
−HK$9,299/mo
Today · 4.125%
HK$312,701
baseline
▲ 0.50% · 4.625%
HK$331,729
+HK$19,028/mo
Deposit HK$43.01M · loan HK$64.52M · min. income ≈ HK$625,402/mo (50% DSR)
Upfront cash ≈ HK$49.52M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,350
−HK$17,685/mo
▼ 0.25% · 3.875%
HK$336,129
−HK$8,906/mo
Today · 4.125%
HK$345,035
baseline
▲ 0.50% · 4.625%
HK$363,222
+HK$18,187/mo
Deposit HK$43.01M · loan HK$64.52M · min. income ≈ HK$690,070/mo (50% DSR)
Upfront cash ≈ HK$49.52M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,291
−HK$21,527/mo
▼ 0.25% · 3.875%
HK$353,969
−HK$10,849/mo
Today · 4.125%
HK$364,818
baseline
▲ 0.50% · 4.625%
HK$387,017
+HK$22,199/mo
Deposit HK$32.26M · loan HK$75.27M · min. income ≈ HK$729,636/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,908
−HK$20,633/mo
▼ 0.25% · 3.875%
HK$392,150
−HK$10,391/mo
Today · 4.125%
HK$402,541
baseline
▲ 0.50% · 4.625%
HK$423,760
+HK$21,219/mo
Deposit HK$32.26M · loan HK$75.27M · min. income ≈ HK$805,082/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,374
−HK$27,678/mo
▼ 0.25% · 3.875%
HK$455,103
−HK$13,949/mo
Today · 4.125%
HK$469,052
baseline
▲ 0.50% · 4.625%
HK$497,593
+HK$28,541/mo
Deposit HK$10.75M · loan HK$96.78M · min. income ≈ HK$938,104/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$491,024
−HK$26,529/mo
▼ 0.25% · 3.875%
HK$504,193
−HK$13,360/mo
Today · 4.125%
HK$517,553
baseline
▲ 0.50% · 4.625%
HK$544,834
+HK$27,281/mo
Deposit HK$10.75M · loan HK$96.78M · min. income ≈ HK$1,035,106/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$6,510,561 · Scale 2, in force from 26 Feb 2026)