LTV · monthly repayment
▼ 0.50% · 3.625%
HK$245,217
−HK$15,377/mo
▼ 0.25% · 3.875%
HK$252,845
−HK$7,749/mo
Today · 4.125%
HK$260,594
baseline
▲ 0.50% · 4.625%
HK$276,451
+HK$15,857/mo
Deposit HK$53.77M · loan HK$53.77M · min. income ≈ HK$521,188/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,802
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$280,118
−HK$7,422/mo
Today · 4.125%
HK$287,540
baseline
▲ 0.50% · 4.625%
HK$302,697
+HK$15,157/mo
Deposit HK$53.77M · loan HK$53.77M · min. income ≈ HK$575,080/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,261
−HK$18,452/mo
▼ 0.25% · 3.875%
HK$303,414
−HK$9,299/mo
Today · 4.125%
HK$312,713
baseline
▲ 0.50% · 4.625%
HK$331,741
+HK$19,028/mo
Deposit HK$43.02M · loan HK$64.52M · min. income ≈ HK$625,426/mo (50% DSR)
Upfront cash ≈ HK$49.53M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,362
−HK$17,686/mo
▼ 0.25% · 3.875%
HK$336,142
−HK$8,906/mo
Today · 4.125%
HK$345,048
baseline
▲ 0.50% · 4.625%
HK$363,236
+HK$18,188/mo
Deposit HK$43.02M · loan HK$64.52M · min. income ≈ HK$690,096/mo (50% DSR)
Upfront cash ≈ HK$49.53M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,304
−HK$21,528/mo
▼ 0.25% · 3.875%
HK$353,983
−HK$10,849/mo
Today · 4.125%
HK$364,832
baseline
▲ 0.50% · 4.625%
HK$387,031
+HK$22,199/mo
Deposit HK$32.26M · loan HK$75.28M · min. income ≈ HK$729,664/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,922
−HK$20,634/mo
▼ 0.25% · 3.875%
HK$392,165
−HK$10,391/mo
Today · 4.125%
HK$402,556
baseline
▲ 0.50% · 4.625%
HK$423,776
+HK$21,220/mo
Deposit HK$32.26M · loan HK$75.28M · min. income ≈ HK$805,112/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,391
−HK$27,679/mo
▼ 0.25% · 3.875%
HK$455,121
−HK$13,949/mo
Today · 4.125%
HK$469,070
baseline
▲ 0.50% · 4.625%
HK$497,612
+HK$28,542/mo
Deposit HK$10.75M · loan HK$96.79M · min. income ≈ HK$938,140/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$491,043
−HK$26,530/mo
▼ 0.25% · 3.875%
HK$504,213
−HK$13,360/mo
Today · 4.125%
HK$517,573
baseline
▲ 0.50% · 4.625%
HK$544,854
+HK$27,281/mo
Deposit HK$10.75M · loan HK$96.79M · min. income ≈ HK$1,035,146/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$6,511,791 · Scale 2, in force from 26 Feb 2026)