LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,535
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$776/mo
Today · 4.125%
HK$26,074
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,586/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$52,148/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$743/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,516/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,442
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$931/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,903/mo
Deposit HK$4.30M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$891/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$1,820/mo
Deposit HK$4.30M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,349
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$1,085/mo
Today · 4.125%
HK$36,503
baseline
▲ 0.50% · 4.625%
HK$38,725
+HK$2,222/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$73,006/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,238
−HK$1,040/mo
Today · 4.125%
HK$40,278
baseline
▲ 0.50% · 4.625%
HK$42,401
+HK$2,123/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$80,556/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,163
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,537
−HK$1,396/mo
Today · 4.125%
HK$46,933
baseline
▲ 0.50% · 4.625%
HK$49,789
+HK$2,856/mo
Deposit HK$1.08M · loan HK$9.68M · min. income ≈ HK$93,866/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,131
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,449
−HK$1,337/mo
Today · 4.125%
HK$51,786
baseline
▲ 0.50% · 4.625%
HK$54,516
+HK$2,730/mo
Deposit HK$1.08M · loan HK$9.68M · min. income ≈ HK$103,572/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,496 · Scale 2, in force from 26 Feb 2026)