LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,543
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,307
−HK$776/mo
Today · 4.125%
HK$26,083
baseline
▲ 0.50% · 4.625%
HK$27,670
+HK$1,587/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$52,166/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,304
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,037
−HK$743/mo
Today · 4.125%
HK$28,780
baseline
▲ 0.50% · 4.625%
HK$30,297
+HK$1,517/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$57,560/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,905/mo
Deposit HK$4.31M · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$891/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$1,821/mo
Deposit HK$4.31M · loan HK$6.46M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$1,086/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,738
+HK$2,222/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,226
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,040/mo
Today · 4.125%
HK$40,291
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,124/mo
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$80,582/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,178
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,552
−HK$1,397/mo
Today · 4.125%
HK$46,949
baseline
▲ 0.50% · 4.625%
HK$49,805
+HK$2,856/mo
Deposit HK$1.08M · loan HK$9.69M · min. income ≈ HK$93,898/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,148
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,337/mo
Today · 4.125%
HK$51,803
baseline
▲ 0.50% · 4.625%
HK$54,534
+HK$2,731/mo
Deposit HK$1.08M · loan HK$9.69M · min. income ≈ HK$103,606/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,631 · Scale 2, in force from 26 Feb 2026)