LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,550
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$775/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,677
+HK$1,588/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,044
−HK$743/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,517/mo
Deposit HK$5.38M · loan HK$5.38M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$931/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$33,212
+HK$1,905/mo
Deposit HK$4.31M · loan HK$6.46M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,774
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,653
−HK$891/mo
Today · 4.125%
HK$34,544
baseline
▲ 0.50% · 4.625%
HK$36,365
+HK$1,821/mo
Deposit HK$4.31M · loan HK$6.46M · min. income ≈ HK$69,088/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,370
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,439
−HK$1,086/mo
Today · 4.125%
HK$36,525
baseline
▲ 0.50% · 4.625%
HK$38,748
+HK$2,223/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$73,050/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,236
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,262
−HK$1,040/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,426
+HK$2,124/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,564
−HK$1,397/mo
Today · 4.125%
HK$46,961
baseline
▲ 0.50% · 4.625%
HK$49,818
+HK$2,857/mo
Deposit HK$1.08M · loan HK$9.69M · min. income ≈ HK$93,922/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,161
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,479
−HK$1,338/mo
Today · 4.125%
HK$51,817
baseline
▲ 0.50% · 4.625%
HK$54,548
+HK$2,731/mo
Deposit HK$1.08M · loan HK$9.69M · min. income ≈ HK$103,634/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$403,736 · Scale 2, in force from 26 Feb 2026)