LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,570
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,335
−HK$776/mo
Today · 4.125%
HK$26,111
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,589/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,222/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$744/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,519/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,485
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$931/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$33,240
+HK$1,907/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$892/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$1,823/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$1,087/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$2,224/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,268
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,042/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,462
+HK$2,126/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,227
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,602
−HK$1,398/mo
Today · 4.125%
HK$47,000
baseline
▲ 0.50% · 4.625%
HK$49,860
+HK$2,860/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$94,000/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,202
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,521
−HK$1,339/mo
Today · 4.125%
HK$51,860
baseline
▲ 0.50% · 4.625%
HK$54,594
+HK$2,734/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$103,720/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,074 · Scale 2, in force from 26 Feb 2026)