LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,572
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,336
−HK$777/mo
Today · 4.125%
HK$26,113
baseline
▲ 0.50% · 4.625%
HK$27,702
+HK$1,589/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,226/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,069
−HK$744/mo
Today · 4.125%
HK$28,813
baseline
▲ 0.50% · 4.625%
HK$30,332
+HK$1,519/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,626/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,404
−HK$932/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,906/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,804
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,683
−HK$893/mo
Today · 4.125%
HK$34,576
baseline
▲ 0.50% · 4.625%
HK$36,398
+HK$1,822/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,152/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,471
−HK$1,087/mo
Today · 4.125%
HK$36,558
baseline
▲ 0.50% · 4.625%
HK$38,783
+HK$2,225/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$73,116/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,271
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,297
−HK$1,041/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,127/mo
Deposit HK$3.23M · loan HK$7.54M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,230
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,606
−HK$1,397/mo
Today · 4.125%
HK$47,003
baseline
▲ 0.50% · 4.625%
HK$49,863
+HK$2,860/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$94,006/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,205
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,525
−HK$1,339/mo
Today · 4.125%
HK$51,864
baseline
▲ 0.50% · 4.625%
HK$54,597
+HK$2,733/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$103,728/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,102 · Scale 2, in force from 26 Feb 2026)