LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,583
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,347
−HK$777/mo
Today · 4.125%
HK$26,124
baseline
▲ 0.50% · 4.625%
HK$27,714
+HK$1,590/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,248/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,081
−HK$744/mo
Today · 4.125%
HK$28,825
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,520/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,650/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,499
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$932/mo
Today · 4.125%
HK$31,349
baseline
▲ 0.50% · 4.625%
HK$33,256
+HK$1,907/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,698/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$892/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$1,824/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$1,088/mo
Today · 4.125%
HK$36,574
baseline
▲ 0.50% · 4.625%
HK$38,799
+HK$2,225/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$73,148/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,287
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,041/mo
Today · 4.125%
HK$40,355
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,128/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$80,710/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,249
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,625
−HK$1,398/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,885
+HK$2,862/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,226
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,340/mo
Today · 4.125%
HK$51,886
baseline
▲ 0.50% · 4.625%
HK$54,621
+HK$2,735/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$103,772/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,273 · Scale 2, in force from 26 Feb 2026)