LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,584
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,349
−HK$777/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,589/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,349
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$744/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,347
+HK$1,520/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,418
−HK$933/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,258
+HK$1,907/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,819
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,700
−HK$892/mo
Today · 4.125%
HK$34,592
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$1,824/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,184/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,418
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,488
−HK$1,088/mo
Today · 4.125%
HK$36,576
baseline
▲ 0.50% · 4.625%
HK$38,801
+HK$2,225/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$73,152/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,289
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,316
−HK$1,042/mo
Today · 4.125%
HK$40,358
baseline
▲ 0.50% · 4.625%
HK$42,485
+HK$2,127/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$80,716/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,628
−HK$1,398/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,888
+HK$2,862/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,229
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,549
−HK$1,340/mo
Today · 4.125%
HK$51,889
baseline
▲ 0.50% · 4.625%
HK$54,624
+HK$2,735/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$103,778/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,297 · Scale 2, in force from 26 Feb 2026)