LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,586
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$777/mo
Today · 4.125%
HK$26,128
baseline
▲ 0.50% · 4.625%
HK$27,718
+HK$1,590/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,256/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,352
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$745/mo
Today · 4.125%
HK$28,830
baseline
▲ 0.50% · 4.625%
HK$30,349
+HK$1,519/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,660/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$933/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,907/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$893/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,419
+HK$1,823/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,421
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,491
−HK$1,088/mo
Today · 4.125%
HK$36,579
baseline
▲ 0.50% · 4.625%
HK$38,805
+HK$2,226/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$73,158/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,293
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,320
−HK$1,041/mo
Today · 4.125%
HK$40,361
baseline
▲ 0.50% · 4.625%
HK$42,489
+HK$2,128/mo
Deposit HK$3.23M · loan HK$7.55M · min. income ≈ HK$80,722/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,255
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,632
−HK$1,398/mo
Today · 4.125%
HK$47,030
baseline
▲ 0.50% · 4.625%
HK$49,892
+HK$2,862/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$94,060/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,233
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,339/mo
Today · 4.125%
HK$51,893
baseline
▲ 0.50% · 4.625%
HK$54,629
+HK$2,736/mo
Deposit HK$1.08M · loan HK$9.70M · min. income ≈ HK$103,786/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,333 · Scale 2, in force from 26 Feb 2026)