LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,593
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,358
−HK$777/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,726
+HK$1,591/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,093
−HK$745/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,358
+HK$1,520/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,512
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,430
−HK$933/mo
Today · 4.125%
HK$31,363
baseline
▲ 0.50% · 4.625%
HK$33,271
+HK$1,908/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,726/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,832
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,712
−HK$893/mo
Today · 4.125%
HK$34,605
baseline
▲ 0.50% · 4.625%
HK$36,430
+HK$1,825/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,210/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,430
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,501
−HK$1,089/mo
Today · 4.125%
HK$36,590
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$2,226/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,180/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,042/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,501
+HK$2,128/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,268
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,399/mo
Today · 4.125%
HK$47,044
baseline
▲ 0.50% · 4.625%
HK$49,906
+HK$2,862/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,088/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,247
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,340/mo
Today · 4.125%
HK$51,908
baseline
▲ 0.50% · 4.625%
HK$54,644
+HK$2,736/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,816/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,449 · Scale 2, in force from 26 Feb 2026)