LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,598
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$777/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,591/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$744/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,521/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$933/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,277
+HK$1,908/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,838
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$893/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,437
+HK$1,825/mo
Deposit HK$4.31M · loan HK$6.47M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,437
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,508
−HK$1,089/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,823
+HK$2,226/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,311
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,338
−HK$1,043/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,509
+HK$2,128/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,276
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,653
−HK$1,400/mo
Today · 4.125%
HK$47,053
baseline
▲ 0.50% · 4.625%
HK$49,916
+HK$2,863/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,106/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,257
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,578
−HK$1,340/mo
Today · 4.125%
HK$51,918
baseline
▲ 0.50% · 4.625%
HK$54,655
+HK$2,737/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,836/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,526 · Scale 2, in force from 26 Feb 2026)