LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,599
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$777/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,591/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,366
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$744/mo
Today · 4.125%
HK$28,844
baseline
▲ 0.50% · 4.625%
HK$30,365
+HK$1,521/mo
Deposit HK$5.39M · loan HK$5.39M · min. income ≈ HK$57,688/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$932/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,909/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$893/mo
Today · 4.125%
HK$34,613
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$1,825/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$69,226/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,438
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$1,089/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$2,227/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,312
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,340
−HK$1,042/mo
Today · 4.125%
HK$40,382
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,128/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,764/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,278
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,655
−HK$1,399/mo
Today · 4.125%
HK$47,054
baseline
▲ 0.50% · 4.625%
HK$49,917
+HK$2,863/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,108/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,258
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,579
−HK$1,341/mo
Today · 4.125%
HK$51,920
baseline
▲ 0.50% · 4.625%
HK$54,656
+HK$2,736/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,840/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,538 · Scale 2, in force from 26 Feb 2026)