LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,604
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,370
−HK$777/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,738
+HK$1,591/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,372
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$745/mo
Today · 4.125%
HK$28,851
baseline
▲ 0.50% · 4.625%
HK$30,372
+HK$1,521/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,702/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,525
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,444
−HK$933/mo
Today · 4.125%
HK$31,377
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,909/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$62,754/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,847
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,727
−HK$894/mo
Today · 4.125%
HK$34,621
baseline
▲ 0.50% · 4.625%
HK$36,446
+HK$1,825/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$69,242/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,446
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,518
−HK$1,088/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$2,228/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,321
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,042/mo
Today · 4.125%
HK$40,391
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,129/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,782/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,288
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,665
−HK$1,400/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,864/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,270
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,341/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$2,737/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,632 · Scale 2, in force from 26 Feb 2026)