LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,605
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$777/mo
Today · 4.125%
HK$26,148
baseline
▲ 0.50% · 4.625%
HK$27,740
+HK$1,592/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,296/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,373
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,107
−HK$745/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,373
+HK$1,521/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,527
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$933/mo
Today · 4.125%
HK$31,378
baseline
▲ 0.50% · 4.625%
HK$33,287
+HK$1,909/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$62,756/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,848
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$894/mo
Today · 4.125%
HK$34,623
baseline
▲ 0.50% · 4.625%
HK$36,448
+HK$1,825/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$69,246/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,448
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,519
−HK$1,089/mo
Today · 4.125%
HK$36,608
baseline
▲ 0.50% · 4.625%
HK$38,835
+HK$2,227/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,216/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,323
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,350
−HK$1,043/mo
Today · 4.125%
HK$40,393
baseline
▲ 0.50% · 4.625%
HK$42,522
+HK$2,129/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,786/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,290
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,668
−HK$1,399/mo
Today · 4.125%
HK$47,067
baseline
▲ 0.50% · 4.625%
HK$49,931
+HK$2,864/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,134/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,272
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,593
−HK$1,341/mo
Today · 4.125%
HK$51,934
baseline
▲ 0.50% · 4.625%
HK$54,672
+HK$2,738/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,868/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,650 · Scale 2, in force from 26 Feb 2026)